今天又多了一個LINE MINI App，不曉得有沒有人滿頭問號了？？？😂
Line Pay Money還沒有很穩，生活上如果沒有急需使用，可以晚點再設定。
iPass Money在日本可用PayPay跨境支付，另外搭大眾運輸工具可累積綠點當折抵用，還有優惠很多（如附圖），APP操作體驗在業界評價很好。 它背後股東公私都有，高雄市政府佔13%、高捷8%，高雄通勤族基本上人人都有，有一定的基礎用戶使用者撐住。
分類彙整：Blogger
What I’ve learned from the book “The Most Important Thing” by Howard Marks
The author, Howard Marks, is known in the investment community for his “Oaktree memos” to clients which detail investment strategies and insight into the economy.
Quotes From The Most Important Thing:
- What distinguish successful investors from normal ones is how they behave in circumstances to which their style is not mostly well-matched.
- Avert mistakes that are usually led by other investors’ lack of caution, laborious effort, and the stock’s swift pendulum move.
- Top investors sometimes misjudge things; however, they do right most of the time.
- People often think they could predict the future, assuming the world can be modeled by merely using sequential steps. Fewer people know what lies ahead, but we could know where we are by observing the people around us. Therefore, devoting your time to learn things others don’t.
- When speaking to risk management, we avoid doing the wrong things rather than doing the right things.
- The well-known quote “Don’t put all your eggs in the same basket” does not imply that holding different elements are better. Diversification works only if they react differently to a given circumstance.
- It takes time to prove your decision are right.
- Resisting excessive profits is an imperative attribute for a lot of successful investors.
- Critical thinking must overcome emotional feelings.
- Something about contrarianism: Contrarianism can help prevent risks, but it doesn’t make a profit all of the time. Standing against the crowds is not enough. You must figure out why the crowd is mistaken based on reasons and make a profit from the mistakes the crowd is making.
- It can be dangerous to use leverage to buy more assets that provide low returns and narrow risk spreads.
Deep Living(book review of Digital Minimalism)
Digital Minimalism: Choosing a Focused Life in a Noisy World
Will spend more time on social media make us live a meaningful life?
If not, we should better off considering to use it seriously.
The best-selling author of “Deep Work” proposes a philosophy of digital minimalism. Simplicity gives us the ability to think clearly in a focused way and select activities we value most in a noisy world. This kind of living style is not a whole new concept which has existed for a long time.
There’re three core principles behind the idea of digital minimalism.
- More could be less.
- Effectiveness is imperative.
- To live deliberately.
In the 19th century, Henry Thoreau made an experiment of making a living by cultivating the farms. The research showed he could live what he wished with fewer desires even the earnings were below the average. However, Henry Thoreau observed that his neighbor farmers gained little profit that could not help them escape their poor condition.
The same situation occurs today. While we think we could acquire more values from using lovely mobile application, we waste more time and attention compared to the amount we receive. Could we select tools intentionally and optimize our digital life, you will reach more meaning life. This book contains much practical advice everyone could implement.